O'Bannon Bank of Buffalo, Missouri 1-800-748-8151

Certificates of Deposit

	You decide the frequency of interest withdrawal
	$1,000 minimum required to open and obtain APY
	Significant penalties for early withdrawal
	Automatic renewal

Term	Rate	Annual Percentage Yield*
3 Month	2.25%	2.27%
6 Month	2.30%	2.31%
12 Month	2.60%	2.63%
24 Month	2.85%	2.88%
36 Month	3.35%	3.39%
48 Month	3.70%	3.75%
60 Month	3.75%	3.80%

Penalties may apply for early withdrawal

Term	Penalty
3 Month	3 months interest
6 Month	3 months interest
12 Month	3 months interest
24 Month	6 months interest
36 Month	6 months interest
48 Month	6 months interest
60 Month	6 months interest

* APY = Annual Percentage Yield
We use the daily balance method to calculate interest on your account.
Interest begins to accrue on the business day you make your deposit. You will have 10 days after the maturity date to withdraw funds without penalty.
Disclosure provided when account is opened. Fees may reduce earnings on account. Rates subject to change without notice.

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