Contribution limits &
withdrawal requirements governed by IRS
Term
Rate
Annual Percentage Yield*
18 Month Fixed
2.65%
2.69%
18 Month Variable
2.70%
2.74%
36 Month Fixed
3.35%
3.41%
36 Month Variable
3.30%
3.35%
48 Month Fixed
3.70%
3.77%
60 Month Fixed
3.75%
3.82%
* APY = Annual Percentage Yield
Interest will be compounded daily. Interest will be credited to the
account semi-annually. We use the daily balance method to calculate
interest on your account.
At our discretion we may change the interest rate on the account quarterly.
Interest begins to accrue on the business day you deposit non-cash items.
Your account will mature in the length of time agreed to at account
opening. There is no limit to the number of withdrawals you may make.
If you withdraw any of the principal before the maturity date we may
impose a penalty of six months interest. The annual percentage yield
assumes interest will remain on deposit until maturity. This account
will automatically renew. You will have 10 days after the maturity date
to withdraw funds without penalty.
Withdrawal will reduce earnings on account. Rates subject to change without notice.
