Featured Product

Safeguard Checking

  • Free Check Card
  • Free Online Banking
  • Free Bill Pay
  • Free Online Statements and Check Images

Savings

 

 

 


 

 

 

Regular Savings

 

  • Earn 0.25% APY*
  • No Minimum Deposit to Open Account
  • Interest Compounded Daily 
  • Unlimited Deposits
  • $1.50 Withdrawal Fee in Excess of Two (2) per Month
  • $1.50 Dormant Account Fee
      (Charged monthly for accounts with balances of $25.00 or less with one year of inactivity) 
  • This Account is FDIC-Insured

 

Fees that may apply:

Overdraft Fee(s) $25.00 per item
Returned Item Fee(s) $25.00 per returned item
Stop Payment

$25.00 per stop payment order

Research Fees $25.00 per hour (1/2 hour minimum charge)

 

*APY = Annual Percentage Yield
 

At our discretion we may change the interest rate on the account monthly.

No minimum balance required to obtain APY.

Fees could reduce earnings on account.

The annual percntage yield is accurate as of 5-29-2013

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Kids Club

 

Hey Kids!

Want to have FUN saving money? Come join the O’Bannon Kids Club and see what the excitement is all about! It’s FREE and it’s JUST for KIDS. Become a club member today. Here is what you get with your membership…

 

 

# Free T-Shirt
# Activities
# Drawings
# Prizes
# Contests
# Birthday Greetings

 

Learn how to save money for that special something. Click here to see how your money can grow. 

 

 

Hey Parents!

O’Bannon Kids Club is committed to teaching your child the importance of saving. Bring your child to one of our convenient locations to become a member.

  • Earn 0.25% APY*
  • No Minimum Deposit to Open Account
  • Interest Compounded Daily
  • Unlimited Deposits
  • This Account is FDIC-Insured

 

The account becomes Regular Savings in the year following the child’s 12th birthday.

 

*APY = Annual Percentage Yield
At our discretion we may change the interest rate on the account monthly. 

No minimum balance required to obtain APY.

The annual percentage yield is accurate as of 5-29-2013
 

 

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Christmas Club


Start saving for those special individuals on your Christmas list. We offer Christmas club accounts to fit any budget.

  • $2.00 Minimum Deposit to Open Account
  • Available Third Monday in November Each Year
  • Checks Issued the Following November for the Balance in the Account
  • 50th payment Made by Bank if 49 Payments Made by the First Week the Following November
  • No Withdrawals Until Maturity
  • Funds Mailed by Check at the End of the Club Account Period
  • This Account is FDIC-Insured

 

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