All loan payments must be accompanied by the account number or payment coupon provided. Loan payments must be sent to O’Bannon Banking Company, PO Box 890, Buffalo, MO. 65622. Loan payments may also be made in person to O’Bannon Banking Company personnel at any of our banking locations. Payments must be received by 4:00 p.m., Monday – Friday, except bank holidays, to be credited as of that date. All other payments received will be credited as of the next business day or as otherwise permitted by law.