Checking Accounts

We are committed to developing a successful partnership with your business. Whether you are a sole proprietor or a large corporation, we have a checking account to meet your needs.

 

Regular Checking

$7.00 Monthly Service Charge
(To avoid the service charge, maintain an average daily balance of $300.00 or more)
$50.00 Minimum Deposit to Open Account
FDIC Insured

This account also includes:

Free Online Banking
Free Bill Pay
Tel-Account 24 Telephone Banking
Unlimited Check Writing Privileges
Debit Card
Free ATM Transactions (applies only to “MoneyPass” locations)
eStatements*
Automatic Overdraft Privilege (if approved)


Checking Account Fees:

Check Printing Cost based on selection
Overdraft Fee(s) $28.00 per check or other item
Returned Item Fee $28.00 per returned check or other item
Stop Payment $25.00 per stop payment order
Checkbook Reconcilement $15.00 per hour (1 hour minimum charge)
Account Research $25.00 per hour (1/2 hour minimum charge)
ATM/POS Research $15.00 per hour
DDA Dormant Fee(s) $1.50 monthly on balances of $100.00 or less

* Accounts opened after 3-1-2019 opting for paper statements will be charged a $3.00 fee for each statement cycle.  Note: There is no fee for eStatements.

 

Money Market Deposit

  • $10.00 monthly service charge (to avoid the service charge, maintain an average daily balance of $1,000 or more)
  • $1,000 minimum deposit to open account
  • FDIC insured
  • Dormant fee $1.50 monthly on balances of $100.00 or less
Tier Rate APY*
Up to $49,999.99 0.45% 0.45%
$50,000.00 - $99,999.99 0.75% 0.45% - 0.60%
$100,000.00 - $199,999.99 1.00% 0.60% - 0.80%
$200,000.00 - $499,999.99 1.50% 0.80% - 1.23%
$500,000.00 and up 2.00% 1.23% - 2.02%

 

This account also includes:

  • Free Online Banking
  • Tel-Account 24 Telephone Banking
  • Debit Card
  • eStatements*
  • Automatic Overdraft Privilege (if approved)


*APY = Annual Percentage Yield

* Accounts opened after 3-1-2019 opting for paper statements will be charged a $3.00 fee for each statement cycle. Note: There is no fee for eStatements.

At our discretion we may change the interest rate on the account weekly.
No minimum balance required to obtain APY.
Fees could reduce earnings on account
The annual percentage yield is accurate as of 5-1-2026

 

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