Savings Accounts

Regular Savings

  • Earn 0.20% APY*
  • No Minimum Deposit to Open Account 
  • Interest Compounded Daily
  • Unlimited Deposits
  • $1.50 Withdrawal Fee in Excess of Two (2) per Month
  • $1.50 Dormant Account Fee (charged monthly for accounts with balances of $25.00 or less with one year of inactivity)
  • FDIC insured


Fees that may apply:

Overdraft Fee(s) $28.00 per item
Returned Item Fee $28.00 per returned item
Stop Payment $25.00 per stop payment order
Research Fees $25.00 per hour (1/2 hour minimum charge)

Accounts opened after 3-1-2019 opting for paper statements will be charged a $3.00 fee for each statement cycle. Note: There is no fee for eStatements.


*APY = Annual Percentage Yield
At our discretion we may change the interest rate on the account monthly.
No minimum balance required to obtain APY.
Fees could reduce earnings on account
The annual percentage yield is accurate as of 1-11-17


Money Market Account

  • Six (6) transfers from your account each four (4) week or similar period.
  • Unlimited transfers if made in person, by messenger, by mail or at the ATM)
  • $10.00 monthly service charge (to avoid the service charge, maintain an average daily balance of $1,000 or more)
  • $5.00 excess transaction fee if over stated, limit of six
  • $1,000 minimum deposit to open account
  • FDIC insured
  • Dormant fee $1.50 monthly on balances of $100.00 or less


Tier Rate APY*

Up to $10,000 0.20% 0.20%
$10,001 - $25,000  0.25% 0.20% - 0.23%
$25,001 - $50,000 0.35% 0.23% - 0.29%
$50,001 and up 0.45% 0.29% - 0.45%


This account also includes:

  • Free Online Banking
  • Tel-Account 24 Telephone Banking
  • Debit Card
  • eStatements*
  • Automatic Overdraft Privilege (if approved)


*APY = Annual Percentage Yield

* Accounts opened after 3-1-2019 opting for paper statements will be charged a $3.00 fee for each statement cycle. Note: There is no fee for eStatements.

At our discretion we may change the interest rate on the account weekly.
No minimum balance required to obtain APY.
Fees could reduce earnings on account
The annual percentage yield is accurate as of 3-8-16


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