IRAs

Grow your retirement dollars with competitive and secure investment options. Choose from our Certificates of Deposit that best meet your retirement goals.

  • $100 minimum to open and obtain APY*
  • Contribution limits and withdrawal requirements governed by IRA rules
  • Interest compounded daily
  • FDIC insured to $250,000
Investment option RATE ANNUAL PERCENTAGE YIELD*
12 Month Fixed 3.75% 3.82%
12 Month Variable** 3.65% 3.72%
18 Month Fixed 3.60% 3.67%
18 Month Variable** 3.45% 3.51%
36 Month Fixed 3.40% 3.46%
36 Month Variable** 3.25% 3.30%
48 Month Fixed 3.15% 3.20%
60 Month Fixed 3.00% 3.05%


IRA CALCULATOR 

ROTH IRA CALCULATOR


*APY = Annual Percentage Yield

**Interest may change quarterly
Rates subject to change without notice at the discretion of the bank at anytime
Penalty for early withdrawal
The annual percentage yield is accurate as of 2/4/2026

Accounts are FDIC Insured. The standard insurance amount is $250,000 per depositor, per insured bank for each account ownership category. For questions about FDIC coverage limits and requirements, visit www.FDIC.gov/deposit/deposits, call toll free 1-877-ASK-FDIC, or ask a representative at the bank.